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Many of our members
tell us they never had savings till they joined the Credit Union
MEMBERSHIP BENEFITS
- The opportunity
to save for:
- Holidays
- Christmas
- Home improvements
- School / Scout
/ Brownie Camps
- Weddings
- Family Occasions
- You can save as
little as 50p
- Savings accounts
for under 16s
- Christmas Savings
Accounts
- Discounts on Electrical
Appliances
- Life insurance
- Credit Union
members between the ages of 16 and 80 get FREE life insurance
- 50p for every
£1 of savings i.e. a member with £1000 in savings has
£500 life insurance cover
- Members loans
have £1 for £1 life insurance cover
- If a member
dies their loan is cleared
- Low Cost Loans
- Interest is
set at 1% per month , 12.68% APR
a £500 loan repaid over 12 months will cost £33.50 in
interest
Loans are based on savings
- Members do not
have to be in employment
- No arrangement
fees
- No penalty for
early repayment
- Local Service
- Blackburn
office open Mon to Sat 10 am to 12 noon
- Collection
points in Addiewell, Bathgate, Fauldhouse and Whitburn.
- The Credit Union
encourages young people to save by collecting in 7 local Primary schools
- Members own the
Credit Union
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