Tel: 01506 650198

Blackburn, Seafield & District Credit Union

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Many of our members tell us they never had savings till they joined the Credit Union

MEMBERSHIP BENEFITS

  • The opportunity to save for:
    • Holidays
    • Christmas
    • Home improvements
    • School / Scout / Brownie Camps
    • Weddings
    • Family Occasions
  • You can save as little as 50p
  • Savings accounts for under 16s
  • Christmas Savings Accounts
  • Discounts on Electrical Appliances
  • Life insurance
    • Credit Union members between the ages of 16 and 80 get FREE life insurance
    • 50p for every £1 of savings i.e. a member with £1000 in savings has £500 life insurance cover
    • Members loans have £1 for £1 life insurance cover
    • If a member dies their loan is cleared
  • Low Cost Loans
    • Interest is set at 1% per month , 12.68% APR
      a £500 loan repaid over 12 months will cost £33.50 in interest
      Loans are based on savings
  • Members do not have to be in employment
  • No arrangement fees
  • No penalty for early repayment
  • Local Service
    • Blackburn office open Mon to Sat 10 am to 12 noon
    • Collection points in Addiewell, Bathgate, Fauldhouse and Whitburn.
  • The Credit Union encourages young people to save by collecting in 7 local Primary schools
  • Members own the Credit Union