In the current climate Asset Based Lending can be used as a viable alternative to cash flow based debt structures, in order to increase and optimise the level of debt available to a borrower, this can lead to a reduction in the profile of debt amortisation, improving monthly cashflow.
Short term bridging finance for opportunistic asset purchases.

When to use Asset Based Lending:

• Re-financing traditional funding structures to increase working capital availability.
• Financing of underperforming businesses / turnarounds to provide certainty of cash availability or where distressed / insolvent re-constructions where cash flow funding is not available
• Funding for fast growth businesses where Asset Based Lending can provide greater funding than traditional banking facilities.
• Funding for mergers and acquisitions where a defined amount of debt availability and working capital is required
• Arranging stapled debt packages as part of a corporate disposal.
• Facilitating equity exits, full or partial, including debt for equity swaps, whether by portfolio or individual business

Transactions range from £1mln to £50mln debt facilities