If you are struggling to manage your debts there are a number of local and national organisations that can help you. Those listed here are all free and independent (not linked to a particular financial company).
Stockport District Citizens Advice Bureau (phone 0844 826 9800) provides confidential and impartial advice on a wide range of topics including debt problems.
Stockport Targeted Prevention Alliance (TPA) (phone 0161 474 1042) provides early help and preventative support, including information and advice, for a wide range of vulnerable people and households in Stockport. You can also make an on line referral via the Stockport Council website.
Stockport Homes (phone 0161 474 2854) offers its tenants help with a wide range of money management and debt problems, as well as housing.
Welfare Rights (phone 0161 474 3093) offers benefit and tax credit advice and representation at Social Security Appeal Tribunals. They also have a dedicated Debt Advice service. They have advisers at Fred Perry House, in Stepping Hill Hospital and in the Advice Centres in Reddish and Brinnington. Appointments are offered for complex benefit problems such as appeals.
Age UK offers help and support to older people (over 50) on a wide range of topics. The 'money matters' section of its website is relevant to all ages and includes useful guides about many financial issues.
The Debt Support Trust is a national charity that offers debt advice. There is a free phoneline and an online 'Debt Analyser' that will help you find a targeted answer to your problem.
The Energy Saving Trust offers energy saving advice (including a phoneline) and can help you reduce your fuel costs.
Help With Rent provides information on the changes to housing benefits and what your options are if your benefit changes. There are Benefits Calculators on the website and a phoneline you can call.
The Money Advice Service offers advice and information on all aspects of personal finance, including debt. There is a phoneline and a confidential messaging service for instant advice online.
Money Saving Expert is a well-known website that offers impartial financial advice. The 'debt problems' page offers practical guidance and has links to several free debt counselling services.
The National Debtline offers impartial and confidential advice on how to deal with debt and has a free phoneline you can call.
Step Change is a national charity focused on helping you deal with debt. They have a free phoneline and they provide confidential help online (a 20 minute service).